Anthony D. Smith is a Product Manager for ACI Worldwide’s Real Time Payments Solution. He was the co-founder of IntraNet Inc. – a leading provider of real-time, mission critical electronic payment systems for the international banking community – which is now part of ACI Worldwide. With more than 40 years of banking technology expertise, Mr. Smith serves as a consultant to ACI’s current and prospective customers, participates in industry events, and contributes to strategic planning for ACI’s transaction banking payment products