Carlos Perez Rubio is the Solution Lead for Acquiring, on the Retail Payments portfolio. Before this Carlos managed the Back Office products in ACI, used by issuers and acquirers to manage their card and merchant portofolios. Being part of the team that created these products, Carlos has worked for more than 20 years with customers around the world implementing Back Office solutions. Originally from Spain, Carlos worked in corporate banking solutions for BBVA and Equifax Spain before moving to the UK where he has lived for the last 17 years.