Mandy Killam leads ACI Growth Markets, which includes all markets outside North America, Europe and the UK. With more than 20 years experience in the payments industry and roots in payments software development, and many roles in operations and finance, Mandy drives a focus in bridging the gap between payments strategy and delivery to help banks and financial intermediaries realize opportunities in the ever-changing payments space. Mandy started her career in payments with First Data, where she began as an engineer, then served in a variety of leadership roles in Application Development in the US and the UK. For the last 11 years, Mandy has held leadership roles at ACI Worldwide in Application Development, Product Management, Acquisition Integration, Operations, P&L Management and Sales.